Fixed Deposit Scheme
A Fixed Deposit Scheme (FDS) by Raj Ganga Multistate Cooperative Credit Society would likely offer various features and benefits tailored to members. Typically, cooperative credit societies provide such schemes to encourage savings among their members and offer competitive interest rates. For specific details about the Fixed Deposit Scheme by Raj Ganga Multistate Cooperative Credit Society, including current interest rates, tenure options, and terms and conditions
Rajganga for Your Flexible Savings?
Competitive Interest Rates
We offer attractive interest rates, making it easier for you to manage your finances without burdening your budget.
Flexible Tenure Options
The tenure of fixed deposits can vary, allowing members to choose a period that suits their financial goals.
Premature Withdrawal
Some schemes allow for premature withdrawal with or without penalty, offering flexibility in case of financial emergencies.
Tax Benefits
Depending on the scheme and current tax laws, there might be tax benefits available on the interest earned from the fixed deposit.
Nomination Facility
This allows members to nominate a person who can claim the deposit in the event of the account holder’s demise.
Loan Against Deposit
Members may be able to take loans against their fixed deposits at lower interest rates, providing a liquidity option without breaking.